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Account Rates

Rates effective October 31, 2011

Type of Account Current Rate
Regular Share (Savings) 0.10%
Share Draft (Checking) 0.10%
Christmas Club 0.10%
Money Market 0.20%
Share Certificates:
Less than $25,000
$25,000 to $50,000
Over $50,000
0.25%
0.35%
0.50%
IRA Certificates:
Less than $25,000
$25,000 to $50,000
Over $50,000
0.25%
0.35%
0.50%



Consumer Loan Rates

Rates effective January 1, 2014

Premium Level 1 Level 2 Level 3 Level 4
Loan Type 730+ 680-729 650-679 600-649 599 & below
Unsecured 9.99% 11.99% 13.99% 15.99% 18.00%
Credit Card 9.75% 9.75% 11.75% 15.75% n/a
Credit Rebuilder 18.00%



New and Used Auto & Other Secured Loan Rates

Rates effective January 1, 2014

Premium Level 1 Level 2 Level 3 Level 4
Loan Type 730+ 680-729 650-679 600-649 599 & below
Up to 24 Months
25 to 36 Months
37 to 48 Months
49 to 60 Months
72 months
1.99%
1.99%
2.99%
3.49%
4.29%
2.99%
3.25%
3.75%
3.75%
4.49%
5.99%
5.99%
6.64%
6.99%
7.49%
7.99%
8.25%
8.75%
9.49%
9.99%
18.00%
18.00%
18.00%
18.00%
18.00%



Home Equity Line of Credit (HELOC) Rates

Rates effective January 1, 2014

Premium Level 1 Level 2 Level 3 Level 4
Loan Type 730+ 680-729 650-679 600-649 599 & below
HELOC:
80% Loan to Value
Variable rate loan @ Prime w/ floor 6% & ceiling 13%
6.00% 6.00% 6.00% n/a n/a
NCUA
Your Savings federally insured to at least $250,000 and backed by the full faith & credit of the United States Government. National Credit Union Administration, A U.S. Government Agency.
America's Credit Unions Equal Housing Lender
We do business in accordance
with the Federal Fair Housing Law and
the Equal Credit Opportunity Act.

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